Brian Zolty, the son-in-law of Simon and Miriam Silke, happened to see over the shoulder of a clerk at Old Mutual a list of policies in the old folks name that neither he nor his wife knew anything about. The beneficiary was an Old Mutual broker they had never heard of. Zolty's enquiries at OM met with a response that was patently innacurate and unsatisfactory, but which managers at OM appear determined to stick to.

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