David Momberg thought he was covered for the life-changing circumstances that have befallen him. After all, back in 2001 he took out a policy for just such an eventuality. With a payout in the order of R660,000, it insured him against death or disability. But, as a Liberty official told him in rejecting his claim, “You’ve basically got to be a vegetable”.
The insurers have since apologised for that crude, insensitive remark but they’ve had no change of heart regarding his payout.