Bennie Piek of Benoni took out a “Risk Transaction” with Discovery Life, which provided protection for death, disability, dread disease and loss of income. Piek made full disclosure of his visual impairment and lens implant, and his proposal was accepted and the policy came into force in February 2003.
In April 2003 Piek submitted a claim under the "severe illness" component of his policy and was paid out. The policy was shut down after the pay-out and Piek applied for a new policy, which came into effect in August 2004. Then the games began.