When police Warrant Officer Amos Shibambu responded to an ad selling Carprehensive insurance – offered by a crowd called Prime Meridian, part of the RMB Group – he received a call from a salesman who persuaded him to switch from his insurer to Carprehensive. The bait: Shibambu would get a fixed-for-life premium of R450 per month as opposed to the R500-plus he was paying. And there would be no excess.
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